Section 8 Rent Calculator

Independent calculator. Not HUD and not a housing authority.

IN · Housing Choice Voucher

Indiana Section 8 rent calculator

33,550 Indiana households rented with a tenant-based voucher at the end of 2025; Indianapolis Housing Agency ran 6,912. The average household paid $401 a month toward rent and utilities.

How much Section 8 can pay by bedroom size in Indiana

Your voucher pays the lower of the gross rent and your agency’s payment standard, minus your total tenant payment; the standard is the one for the smaller of your voucher size and the unit’s bedrooms. Standards are normally set at 90% to 110% of HUD’s published fair market rent for the area. Indiana’s FY2027 two-bedroom fair market rent runs from $1,014 in Adams County, IN and 29 other areas to $1,536 in Indianapolis-Carmel, IN; three bedrooms, $1,208 in Henry County, IN and 4 other areas to $1,991 in Indianapolis-Carmel, IN.

Indiana FY2027 HUD fair market rents by bedroom size, 73 HUD areas
UnitLowest areaHighest area
Studio $706 Fayette County, IN and 2 other areas$1,261 Columbus, IN MSA
1 bedroom $775 Blackford County, IN and 15 other areas$1,336 Indianapolis-Carmel, IN
2 bedrooms $1,014 Adams County, IN and 29 other areas$1,536 Indianapolis-Carmel, IN
3 bedrooms $1,208 Henry County, IN and 4 other areas$1,991 Indianapolis-Carmel, IN
4 bedrooms $1,333 Henry County, IN and 8 other areas$2,425 Indianapolis-Carmel, IN

An agency with an approved exception standard can pay above 110%. Ask yours for its actual figure (Indiana agencies), then enter it below. Rules: 24 CFR 982.503(c), 982.505(c); rents: HUD FY2027 workbook.

Work out a Indiana voucher rent split

Your case
How will you enter your share?
Which lease is this?
The unit
Monthly rent on the lease.
From your housing authority, not your bills.
Your housing authority’s amount, not a HUD fair market rent.
Your household
Whole dollars, from your rent notice.
Needed for the 40% move-in test.

Monthly rent split

Enter your figures to see who pays what.

You pay the owner
—
plus Voucher pays the owner
—
equals Owner receives
—

How the split works

Who runs vouchers in Indiana

Indianapolis Housing Agency is the largest voucher agency in Indiana, ahead of Indiana Housing and Community Development Au (5,007 households) and 42 smaller agencies.

Waits before admission averaged 2 months at Housing Authority of the City of Marion, IN and 53 at Housing Authority of the City of Michigan City.

Average family payments ran from $325 at Housing Authority of the City of Peru to $497 at Housing Authority of the City of Logansport.

Households
33,550
Avg. family payment
$401
Avg. yearly income
$15,733
Avg. wait
23 months
2-bed / 3+ bed units
39% / 30%
Vouchers by agency, Dec. 31, 2025 (largest 12 of 44)
AgencyHouseholdsAvg. family paymentAvg. wait
Indianapolis Housing Agency IN017 6,912 $379 36 mo
Indiana Housing and Community Development Au IN901 5,007 $416 18 mo
Fort Wayne Housing Authority IN003 2,157 $368 29 mo
Housing Authority of South Bend IN015 2,148 $369 28 mo
Housing Authority of the City of Gary Indiana IN011 1,590 $447 27 mo
Housing Authority of the City of Evansville IN016 1,417 $385 11 mo
Housing Authority of the City of Lafayette IN071 1,211 $437 10 mo
Housing Authority of the City of Bloomington IN022 1,148 $390 10 mo
Housing Authority of the City of Anderson IN006 1,126 $362 5 mo
Housing Authority of the City of Muncie IN005 838 $361 7 mo
Housing Authority of the City of East Chicago IN029 806 $366 25 mo
Housing Authority of the City of Terre Haute IN021 778 $393 9 mo

Source: HUD Picture of Subsidized Households 2025; field notes.

FY2027 rent references for Indiana

HUD’s county workbook contains 92 location rows across 73 FMR areas in Indiana. The two-bedroom references range from $1,014 in Adams County (Adams County, IN) to $1,536 in Shelby County (Indianapolis-Carmel, IN HUD Metro FMR Area). These are area references including utilities, not a statewide voucher amount.

Indiana metropolitan HUD areas

HUD areaRowsStudio1 bed2 beds3 beds4 beds
Indianapolis-Carmel, IN HUD Metro FMR Area9$1,187$1,336$1,536$1,991$2,425
Columbus, IN MSA1$1,261$1,276$1,493$1,779$2,126
Cincinnati, OH-KY-IN HUD Metro FMR Area2$1,052$1,128$1,442$1,897$2,141
Gary, IN HUD Metro FMR Area3$1,117$1,176$1,429$1,739$1,898
Jasper County, IN HUD Metro FMR Area1$1,024$1,031$1,349$1,741$1,773
Anderson, IN HUD Metro FMR Area1$1,011$1,017$1,331$1,743$1,749
Louisville, KY-IN HUD Metro FMR Area3$976$1,058$1,276$1,629$1,874
South Bend-Mishawaka, IN HUD Metro FMR Area1$937$1,093$1,276$1,545$1,677
Lafayette-West Lafayette, IN HUD Metro FMR Area2$942$1,070$1,273$1,517$2,128
Elkhart-Goshen, IN MSA1$1,008$1,048$1,253$1,653$1,752
Bloomington, IN HUD Metro FMR Area1$1,001$1,096$1,252$1,601$1,932
Fort Wayne, IN HUD Metro FMR Area2$1,025$1,026$1,248$1,534$1,679
Michigan City-La Porte, IN MSA1$963$1,031$1,245$1,525$1,762
Tipton County, IN HUD Metro FMR Area1$941$947$1,239$1,476$1,628
Kokomo, IN MSA1$909$915$1,179$1,420$1,636
Terre Haute, IN HUD Metro FMR Area3$890$896$1,164$1,387$1,610
Franklin County, IN HUD Metro FMR Area1$841$950$1,148$1,503$1,509
Muncie, IN MSA1$899$913$1,145$1,438$1,890
Evansville, IN MSA3$866$872$1,127$1,387$1,534
Wells County, IN HUD Metro FMR Area1$837$842$1,102$1,342$1,535
Sullivan County, IN HUD Metro FMR Area1$810$816$1,067$1,370$1,783
Carroll County, IN HUD Metro FMR Area1$760$787$1,027$1,232$1,396
Owen County, IN HUD Metro FMR Area1$818$914$1,014$1,244$1,606
Warren County, IN HUD Metro FMR Area1$750$892$1,014$1,328$1,333
Washington County, IN HUD Metro FMR Area1$770$775$1,014$1,222$1,333

The other 48 Indiana rows use 48 nonmetropolitan references, with two-bedroom amounts from $1,014 to $1,162; $1,014 applies to 27 of them.

92 location rows

Monthly HUD FY2027 FMRs, dollars; studio through four bedrooms
Location / HUD areaStudio1 bed2 beds3 beds4 beds
Adams County Adams County, IN$759$931$1,014$1,281$1,413
Allen County Fort Wayne, IN HUD Metro FMR Area$1,025$1,026$1,248$1,534$1,679
Bartholomew County Columbus, IN MSA$1,261$1,276$1,493$1,779$2,126
Benton County Lafayette-West Lafayette, IN HUD Metro FMR Area$942$1,070$1,273$1,517$2,128
Blackford County Blackford County, IN$759$775$1,014$1,373$1,589
Boone County Indianapolis-Carmel, IN HUD Metro FMR Area$1,187$1,336$1,536$1,991$2,425
Brown County Indianapolis-Carmel, IN HUD Metro FMR Area$1,187$1,336$1,536$1,991$2,425
Carroll County Carroll County, IN HUD Metro FMR Area$760$787$1,027$1,232$1,396
Cass County Cass County, IN$831$836$1,014$1,350$1,355
Clark County Louisville, KY-IN HUD Metro FMR Area$976$1,058$1,276$1,629$1,874
Clay County Terre Haute, IN HUD Metro FMR Area$890$896$1,164$1,387$1,610
Clinton County Clinton County, IN$850$855$1,063$1,416$1,445
Crawford County Crawford County, IN$759$834$1,014$1,404$1,479
Daviess County Daviess County, IN$815$833$1,090$1,336$1,433
DeKalb County DeKalb County, IN$765$814$1,023$1,270$1,344
Dearborn County Cincinnati, OH-KY-IN HUD Metro FMR Area$1,052$1,128$1,442$1,897$2,141
Decatur County Decatur County, IN$832$850$1,112$1,325$1,461
Delaware County Muncie, IN MSA$899$913$1,145$1,438$1,890
Dubois County Dubois County, IN$759$775$1,014$1,351$1,695
Elkhart County Elkhart-Goshen, IN MSA$1,008$1,048$1,253$1,653$1,752
Fayette County Fayette County, IN$706$843$1,014$1,261$1,350
Floyd County Louisville, KY-IN HUD Metro FMR Area$976$1,058$1,276$1,629$1,874
Fountain County Fountain County, IN$759$775$1,014$1,279$1,695
Franklin County Franklin County, IN HUD Metro FMR Area$841$950$1,148$1,503$1,509
Fulton County Fulton County, IN$774$790$1,034$1,232$1,359
Gibson County Gibson County, IN$822$828$1,083$1,364$1,524
Grant County Grant County, IN$748$804$1,014$1,329$1,488
Greene County Greene County, IN$770$775$1,014$1,266$1,533
Hamilton County Indianapolis-Carmel, IN HUD Metro FMR Area$1,187$1,336$1,536$1,991$2,425
Hancock County Indianapolis-Carmel, IN HUD Metro FMR Area$1,187$1,336$1,536$1,991$2,425
Harrison County Louisville, KY-IN HUD Metro FMR Area$976$1,058$1,276$1,629$1,874
Hendricks County Indianapolis-Carmel, IN HUD Metro FMR Area$1,187$1,336$1,536$1,991$2,425
Henry County Henry County, IN$805$810$1,014$1,208$1,333
Howard County Kokomo, IN MSA$909$915$1,179$1,420$1,636
Huntington County Huntington County, IN$759$781$1,014$1,311$1,634
Jackson County Jackson County, IN$867$873$1,142$1,445$1,507
Jasper County Jasper County, IN HUD Metro FMR Area$1,024$1,031$1,349$1,741$1,773
Jay County Jay County, IN$759$775$1,014$1,328$1,333
Jefferson County Jefferson County, IN$752$862$1,041$1,313$1,636
Jennings County Jennings County, IN$778$795$1,040$1,385$1,411
Johnson County Indianapolis-Carmel, IN HUD Metro FMR Area$1,187$1,336$1,536$1,991$2,425
Knox County Knox County, IN$769$775$1,014$1,332$1,333
Kosciusko County Kosciusko County, IN$882$888$1,162$1,410$1,527
LaGrange County LaGrange County, IN$789$794$1,039$1,238$1,366
LaPorte County Michigan City-La Porte, IN MSA$963$1,031$1,245$1,525$1,762
Lake County Gary, IN HUD Metro FMR Area$1,117$1,176$1,429$1,739$1,898
Lawrence County Lawrence County, IN$768$784$1,026$1,222$1,572
Madison County Anderson, IN HUD Metro FMR Area$1,011$1,017$1,331$1,743$1,749
Marion County Indianapolis-Carmel, IN HUD Metro FMR Area$1,187$1,336$1,536$1,991$2,425
Marshall County Marshall County, IN$814$877$1,088$1,296$1,430
Martin County Martin County, IN$759$775$1,014$1,208$1,536
Miami County Miami County, IN$759$827$1,014$1,208$1,412
Monroe County Bloomington, IN HUD Metro FMR Area$1,001$1,096$1,252$1,601$1,932
Montgomery County Montgomery County, IN$895$900$1,046$1,351$1,459
Morgan County Indianapolis-Carmel, IN HUD Metro FMR Area$1,187$1,336$1,536$1,991$2,425
Newton County Gary, IN HUD Metro FMR Area$1,117$1,176$1,429$1,739$1,898
Noble County Noble County, IN$765$782$1,023$1,219$1,710
Ohio County Cincinnati, OH-KY-IN HUD Metro FMR Area$1,052$1,128$1,442$1,897$2,141
Orange County Orange County, IN$759$826$1,014$1,378$1,637
Owen County Owen County, IN HUD Metro FMR Area$818$914$1,014$1,244$1,606
Parke County Parke County, IN$759$775$1,014$1,328$1,333
Perry County Perry County, IN$759$775$1,014$1,259$1,695
Pike County Pike County, IN$759$775$1,014$1,404$1,429
Porter County Gary, IN HUD Metro FMR Area$1,117$1,176$1,429$1,739$1,898
Posey County Evansville, IN MSA$866$872$1,127$1,387$1,534
Pulaski County Pulaski County, IN$759$893$1,014$1,404$1,695
Putnam County Putnam County, IN$790$905$1,056$1,462$1,742
Randolph County Randolph County, IN$706$931$1,014$1,328$1,333
Ripley County Ripley County, IN$788$805$1,053$1,363$1,384
Rush County Rush County, IN$759$786$1,014$1,208$1,333
Scott County Scott County, IN$783$800$1,047$1,341$1,400
Shelby County Indianapolis-Carmel, IN HUD Metro FMR Area$1,187$1,336$1,536$1,991$2,425
Spencer County Spencer County, IN$706$775$1,014$1,351$1,356
St. Joseph County South Bend-Mishawaka, IN HUD Metro FMR Area$937$1,093$1,276$1,545$1,677
Starke County Starke County, IN$759$775$1,014$1,244$1,579
Steuben County Steuben County, IN$837$842$1,102$1,415$1,448
Sullivan County Sullivan County, IN HUD Metro FMR Area$810$816$1,067$1,370$1,783
Switzerland County Switzerland County, IN$770$787$1,029$1,246$1,376
Tippecanoe County Lafayette-West Lafayette, IN HUD Metro FMR Area$942$1,070$1,273$1,517$2,128
Tipton County Tipton County, IN HUD Metro FMR Area$941$947$1,239$1,476$1,628
Union County Union County, IN$759$775$1,014$1,248$1,356
Vanderburgh County Evansville, IN MSA$866$872$1,127$1,387$1,534
Vermillion County Terre Haute, IN HUD Metro FMR Area$890$896$1,164$1,387$1,610
Vigo County Terre Haute, IN HUD Metro FMR Area$890$896$1,164$1,387$1,610
Wabash County Wabash County, IN$759$775$1,014$1,208$1,348
Warren County Warren County, IN HUD Metro FMR Area$750$892$1,014$1,328$1,333
Warrick County Evansville, IN MSA$866$872$1,127$1,387$1,534
Washington County Washington County, IN HUD Metro FMR Area$770$775$1,014$1,222$1,333
Wayne County Wayne County, IN$770$775$1,014$1,281$1,333
Wells County Wells County, IN HUD Metro FMR Area$837$842$1,102$1,342$1,535
White County White County, IN$848$867$1,134$1,351$1,490
Whitley County Fort Wayne, IN HUD Metro FMR Area$1,025$1,026$1,248$1,534$1,679

Source: HUD FY2027 county and town workbook, effective October 1, 2026 (notice); scope and dates. Section 8 fair market rents by ZIP code.

Indiana housing agency directory

The HUD Indiana contact report lists 54 agencies; these 45 run Section 8 or combined programs.

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