NJ · Housing Choice Voucher
New Jersey Section 8 rent calculator
63,676 New Jersey households rented with a tenant-based voucher at the end of 2025; State of Nj Dept. of Comm. Affairs ran 21,980. The average household paid $567 a month toward rent and utilities.
How much Section 8 can pay by bedroom size in New Jersey
Your voucher pays the lower of the gross rent and your agency’s payment standard, minus your total tenant payment; the standard is the one for the smaller of your voucher size and the unit’s bedrooms. Standards are normally set at 90% to 110% of HUD’s published fair market rent for the area. New Jersey’s FY2027 two-bedroom fair market rent runs from $1,704 in Vineland, NJ MSA to $2,792 in Jersey City, NJ; three bedrooms, $2,216 in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA to $3,392 in Jersey City, NJ.
| Unit | Lowest area | Highest area |
|---|---|---|
| Studio | $1,288 Vineland, NJ MSA | $2,462 Jersey City, NJ |
| 1 bedroom | $1,420 Vineland, NJ MSA | $2,514 Jersey City, NJ |
| 2 bedrooms | $1,704 Vineland, NJ MSA | $2,792 Jersey City, NJ |
| 3 bedrooms | $2,216 Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA | $3,392 Jersey City, NJ |
| 4 bedrooms | $2,441 Cape May County, NJ | $3,976 Jersey City, NJ |
An agency with an approved exception standard can pay above 110%. Ask yours for its actual figure (New Jersey agencies), then enter it below. Rules: 24 CFR 982.503(c), 982.505(c); rents: HUD FY2027 workbook.
Work out a New Jersey voucher rent split
Monthly rent split
Enter your figures to see who pays what.
- You pay the owner
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- plus Voucher pays the owner
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- equals Owner receives
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- Your total share with utilities
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- Total tenant payment
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- Total assistance
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- Utility reimbursement
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- Gross rent
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- Above the payment standard
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Who runs vouchers in New Jersey
State of Nj Dept. of Comm. Affairs is the largest voucher agency in New Jersey, ahead of Newark Housing Authority (5,582 households) and 74 smaller agencies.
Waits before admission averaged 2 months at Irvington Housing Authority and 180 at Borough of Clementon Housing Authority.
Average family payments ran from $408 at Borough of Clementon Housing Authority to $1,025 at Lakewood Township Residential Assistance Prog.
- Households
- 63,676
- Avg. family payment
- $567
- Avg. yearly income
- $22,769
- Avg. wait
- 48 months
- 2-bed / 3+ bed units
- 31% / 28%
| Agency | Households | Avg. family payment | Avg. wait |
|---|---|---|---|
| State of Nj Dept. of Comm. Affairs NJ912 | 21,980 | $535 | 21 mo |
| Newark Housing Authority NJ002 | 5,582 | $526 | 125 mo |
| Housing Authority City of Jersey City NJ009 | 3,664 | $510 | 47 mo |
| Housing Authority of Bergen County NJ067 | 2,914 | $566 | 14 mo |
| Housing Authority of the City of Passaic NJ013 | 1,618 | $553 | 44 mo |
| Gloucester County Housing Authority NJ204 | 1,595 | $538 | 21 mo |
| Paterson Housing Authority NJ021 | 1,571 | $505 | 72 mo |
| Monmouth County PHA NJ095 | 1,363 | $605 | 9 mo |
| Elizabeth Housing Authority NJ003 | 1,091 | $493 | 21 mo |
| Lakewood Township Residential Assistance Prog NJ214 | 947 | $1,025 | 44 mo |
| Housing Authority of the City of Camden NJ010 | 884 | $467 | 37 mo |
| Perth Amboy Housing Authority NJ006 | 844 | $601 | 90 mo |
Source: HUD Picture of Subsidized Households 2025; field notes.
FY2027 rent references for New Jersey
HUD’s county workbook contains 21 location rows across 11 FMR areas in New Jersey. The two-bedroom references range from $1,704 in Cumberland County (Vineland, NJ MSA) to $2,792 in Hudson County (Jersey City, NJ HUD Metro FMR Area). These are area references including utilities, not a statewide voucher amount.
New Jersey metropolitan HUD areas
| HUD area | Rows | Studio | 1 bed | 2 beds | 3 beds | 4 beds |
|---|---|---|---|---|---|---|
| Jersey City, NJ HUD Metro FMR Area | 1 | $2,462 | $2,514 | $2,792 | $3,392 | $3,976 |
| Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area | 3 | $1,953 | $2,103 | $2,623 | $3,125 | $3,508 |
| Monmouth-Ocean, NJ HUD Metro FMR Area | 2 | $1,671 | $1,847 | $2,283 | $2,927 | $3,241 |
| Bergen-Passaic, NJ HUD Metro FMR Area | 2 | $1,772 | $1,987 | $2,282 | $2,771 | $3,497 |
| Trenton-Princeton, NJ MSA | 1 | $1,561 | $1,764 | $2,242 | $2,741 | $3,081 |
| Newark, NJ HUD Metro FMR Area | 4 | $1,637 | $1,850 | $2,233 | $2,785 | $3,188 |
| Warren County, NJ HUD Metro FMR Area | 1 | $1,614 | $1,624 | $2,021 | $2,478 | $2,937 |
| Atlantic City-Hammonton, NJ HUD Metro FMR Area | 1 | $1,378 | $1,567 | $1,899 | $2,578 | $2,849 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA | 4 | $1,438 | $1,558 | $1,860 | $2,216 | $2,445 |
| Cape May County, NJ HUD Metro FMR Area | 1 | $1,512 | $1,521 | $1,857 | $2,431 | $2,441 |
| Vineland, NJ MSA | 1 | $1,288 | $1,420 | $1,704 | $2,360 | $2,478 |
21 location rows
| Location / HUD area | Studio | 1 bed | 2 beds | 3 beds | 4 beds |
|---|---|---|---|---|---|
| Atlantic County Atlantic City-Hammonton, NJ HUD Metro FMR Area | $1,378 | $1,567 | $1,899 | $2,578 | $2,849 |
| Bergen County Bergen-Passaic, NJ HUD Metro FMR Area | $1,772 | $1,987 | $2,282 | $2,771 | $3,497 |
| Burlington County Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA | $1,438 | $1,558 | $1,860 | $2,216 | $2,445 |
| Camden County Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA | $1,438 | $1,558 | $1,860 | $2,216 | $2,445 |
| Cape May County Cape May County, NJ HUD Metro FMR Area | $1,512 | $1,521 | $1,857 | $2,431 | $2,441 |
| Cumberland County Vineland, NJ MSA | $1,288 | $1,420 | $1,704 | $2,360 | $2,478 |
| Essex County Newark, NJ HUD Metro FMR Area | $1,637 | $1,850 | $2,233 | $2,785 | $3,188 |
| Gloucester County Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA | $1,438 | $1,558 | $1,860 | $2,216 | $2,445 |
| Hudson County Jersey City, NJ HUD Metro FMR Area | $2,462 | $2,514 | $2,792 | $3,392 | $3,976 |
| Hunterdon County Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area | $1,953 | $2,103 | $2,623 | $3,125 | $3,508 |
| Mercer County Trenton-Princeton, NJ MSA | $1,561 | $1,764 | $2,242 | $2,741 | $3,081 |
| Middlesex County Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area | $1,953 | $2,103 | $2,623 | $3,125 | $3,508 |
| Monmouth County Monmouth-Ocean, NJ HUD Metro FMR Area | $1,671 | $1,847 | $2,283 | $2,927 | $3,241 |
| Morris County Newark, NJ HUD Metro FMR Area | $1,637 | $1,850 | $2,233 | $2,785 | $3,188 |
| Ocean County Monmouth-Ocean, NJ HUD Metro FMR Area | $1,671 | $1,847 | $2,283 | $2,927 | $3,241 |
| Passaic County Bergen-Passaic, NJ HUD Metro FMR Area | $1,772 | $1,987 | $2,282 | $2,771 | $3,497 |
| Salem County Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA | $1,438 | $1,558 | $1,860 | $2,216 | $2,445 |
| Somerset County Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area | $1,953 | $2,103 | $2,623 | $3,125 | $3,508 |
| Sussex County Newark, NJ HUD Metro FMR Area | $1,637 | $1,850 | $2,233 | $2,785 | $3,188 |
| Union County Newark, NJ HUD Metro FMR Area | $1,637 | $1,850 | $2,233 | $2,785 | $3,188 |
| Warren County Warren County, NJ HUD Metro FMR Area | $1,614 | $1,624 | $2,021 | $2,478 | $2,937 |
Source: HUD FY2027 county and town workbook, effective October 1, 2026 (notice); scope and dates. Section 8 fair market rents by ZIP code.
New Jersey housing agency directory
The HUD New Jersey contact report lists 101 agencies; these 80 run Section 8 or combined programs.
- Asbury Park Housing AuthorityNJ007 · Combined
- Housing Authority and Urban Redevelopment AgeNJ014 · Combined
- Bayonne Housing AuthorityNJ012 · Combined
- Berkeley Housing AuthorityNJ056 · Combined
- Warren County Housing AuthorityNJ102 · Section 8
- BLOOMFIELD TOWNSHIP HANJ099 · Section 8
- Boonton Housing AuthorityNJ052 · Combined
- Brick Housing AuthorityNJ065 · Combined
- Bridgeton Housing AuthorityNJ049 · Combined
- Housing Authority of the City of CamdenNJ010 · Combined
- Carteret Housing AuthorityNJ047 · Combined
- Borough of Clementon Housing AuthorityNJ073 · Combined
- Cliffside Park Housing AuthorityNJ070 · Section 8
- Clifton Housing AuthorityNJ089 · Section 8
- Gloucester County Housing AuthorityNJ204 · Combined
- Dover Housing AuthorityNJ068 · Combined
- East Orange Housing AuthorityNJ050 · Combined
- Edgewater Housing AuthorityNJ075 · Combined
- Edison Housing AuthorityNJ043 · Combined
- Union County Housing AuthorityNJ113 · Section 8
- Elizabeth Housing AuthorityNJ003 · Combined
- Englewood Housing AuthorityNJ055 · Combined
- Hunterdon County Division of HousingNJ084 · Section 8
- Fort Lee Housing AuthorityNJ071 · Combined
- Monmouth County PHANJ095 · Section 8
- Collaborative Support Programs of NJNJ880 · Section 8
- Community Enterprises CorporationNJ881 · Section 8
- Glassboro Housing AuthorityNJ051 · Combined
- Guttenberg Housing AuthorityNJ036 · Combined
- Housing Authority of Bergen CountyNJ067 · Section 8
- Hamilton Township HANJ212 · Section 8
- Highland Park Housing AuthorityNJ044 · Combined
- Hoboken Housing AuthorityNJ015 · Combined
- Irvington Housing AuthorityNJ037 · Combined
- Housing Authority City of Jersey CityNJ009 · Combined
- Keansburg Housing AuthorityNJ060 · Section 8
- Lakewood Township Residential Assistance ProgNJ214 · Section 8
- Housing Authority of the Township of LakewoodNJ054 · Combined
- Housing Authority City of LindenNJ066 · Combined
- Housing Authority of the Borough of LodiNJ011 · Combined
- Long Branch Housing AuthorityNJ008 · Combined
- Madison Housing AuthorityNJ105 · Section 8
- Manville Housing AuthorityNJ112 · Section 8
- Housing Authority of the Township of MiddletoNJ081 · Section 8
- Millville Housing AuthorityNJ061 · Combined
- Montclair Housing AuthorityNJ086 · Section 8
- Morristown Housing AuthorityNJ023 · Combined
- Morris County Housing AuthorityNJ092 · Combined
- Neptune Housing AuthorityNJ048 · Combined
- Middlesex CountyNJ114 · Section 8
- New Brunswick Housing AuthorityNJ022 · Combined
- Newark Housing AuthorityNJ002 · Combined
- North Bergen Housing AuthorityNJ004 · Combined
- Old Bridge Housing AuthorityNJ110 · Section 8
- Housing Authority of the City of OrangeNJ025 · Combined
- Housing Authority of the City of PassaicNJ013 · Combined
- Paterson Housing AuthorityNJ021 · Combined
- Penns Grove Housing AuthorityNJ074 · Combined
- Township of Pennsauken HousingNJ118 · Section 8
- Perth Amboy Housing AuthorityNJ006 · Combined
- Phillipsburg DCDNJ088 · Section 8
- Plainfield Housing AuthorityNJ039 · Combined
- Pleasantville Housing AuthorityNJ059 · Combined
- Rahway Housing AuthorityNJ032 · Combined
- Housing Authority of the Borough of Red BankNJ046 · Combined
- Salem Housing AuthorityNJ058 · Combined
- Sayreville Housing AuthorityNJ106 · Section 8
- Secaucus Housing AuthorityNJ083 · Combined
- Franklin Township Housing AuthorityNJ042 · Combined
- Somerville Housing AuthorityNJ097 · Section 8
- South Amboy Housing AuthorityNJ035 · Combined
- STATE OF NJ DEPT. OF COMM. AFFAIRSNJ912 · Section 8
- Union Township Housing AuthorityNJ109 · Section 8
- Union City Housing AuthorityNJ026 · Combined
- Vineland Housing AuthorityNJ063 · Combined
- Passaic County Public Housing AgencyNJ090 · Section 8
- Weehawken Housing AuthorityNJ077 · Combined
- West New York Housing AuthorityNJ030 · Combined
- West Orange Housing AuthorityNJ108 · Section 8
- Woodbridge Housing AuthorityNJ033 · Section 8
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