Section 8 Rent Calculator

Independent calculator. Not HUD and not a housing authority.

NC · Housing Choice Voucher

North Carolina Section 8 rent calculator

46,664 North Carolina households rented with a tenant-based voucher at the end of 2025; Housing Authority of the City of Raleigh ran 3,868. The average household paid $431 a month toward rent and utilities.

Work out a North Carolina voucher rent split

Your case
How will you enter your share?
Which lease is this?
The unit
Monthly rent on the lease.
From your housing authority, not your bills.
Your housing authority’s amount, not a HUD fair market rent.
Your household
Whole dollars, from your rent notice.
Needed for the 40% move-in test.

Monthly rent split

Enter your figures to see who pays what.

You pay the owner
—
plus Voucher pays the owner
—
equals Owner receives
—

How the split works

How much can a two-bedroom North Carolina voucher pay?

Start with the housing authority administering your voucher and the proposed unit’s address. The applicable family payment standard depends on the approved voucher size, rented unit size, location and effective schedule. A two-bedroom HUD reference in the county table below is not your assistance award. A four-bedroom search likewise needs the four-bedroom unit and family-size comparison before a standard is chosen.

For a Raleigh-administered voucher, Raleigh Housing Authority’s participant resources provide separately dated SAFMR and single-family/multifamily utility schedules. Use the schedule and allowance confirmed for your tenancy; another North Carolina authority can use different applicable amounts.

Illustrative two-bedroom lease above the family standard

These are hypothetical, PHA-confirmed inputs for a standard tenant-based voucher, not published North Carolina payment amounts.

Monthly example, dollars
ItemAmount
Rent to owner$1,300
Utility allowance$150
Gross rent$1,450
Applicable family payment standard$1,400
PHA-determined total tenant payment$400
Total assistance / assistance to owner$1,000
Family rent to owner$300
Family share including the utility allowance$450

Assistance is $1,400 − $400 = $1,000. The $450 family share includes the $50 by which gross rent exceeds the standard. At initial occupancy with approved adjusted monthly income of $1,200, the 40% ceiling is $480, so this example passes that arithmetic comparison. The PHA still determines rent approval and household eligibility; a different income or allowance changes the result.

Federal assistance and bedroom-size calculation · Initial-occupancy family-share ceiling

Who runs vouchers in North Carolina

Housing Authority of the City of Raleigh is the largest voucher agency in North Carolina, ahead of Inlivian (3,142 households) and 60 smaller agencies.

Inlivian is a Moving to Work agency and can set its own rent rules; check its rent policy against this estimate.

Waits before admission averaged 1 months at Rockingham Housing Authority and 131 at Bladenboro Housing Authority.

Average family payments ran from $332 at Housing Authority of the Town of Laurinburg to $594 at Housing Authority of the City of Concord.

Households
46,664
Avg. family payment
$431
Avg. yearly income
$17,085
Avg. wait
21 months
2-bed / 3+ bed units
41% / 40%
Vouchers by agency, Dec. 31, 2025 (largest 12 of 62)
AgencyHouseholdsAvg. family paymentAvg. wait
Housing Authority of the City of Raleigh NC002 3,868 $439 4 mo
Inlivian MTWNC003 3,142 $532 —
Housing Authority of the City of Winston-Salem NC012 2,884 $416 19 mo
Housing Authority of the City of Asheville NC007 2,710 $396 8 mo
Housing Authority of the City of Greensboro NC011 2,272 $414 18 mo
The Housing Authority of the City of Durham NC013 2,033 $504 34 mo
Fayetteville Metropolitan Housing Authority NC009 1,737 $410 13 mo
Northwestern Regional Housing Authority NC167 1,660 $350 8 mo
Housing Authority of the City of Wilmington NC001 1,243 $532 66 mo
Housing Authority of the City of High Point NC006 1,180 $469 35 mo
Gastonia Housing Authority NC057 1,177 $433 18 mo
Western Piedmont Council of Governments NC159 1,108 $389 13 mo

Source: HUD Picture of Subsidized Households 2025; field notes.

FY2027 rent references for North Carolina

HUD’s county workbook contains 100 location rows across 83 FMR areas in North Carolina. The two-bedroom references range from $1,012 in Ashe County (Ashe County, NC) to $1,866 in Madison County (Asheville, NC MSA). These are area references including utilities, not a statewide voucher amount.

North Carolina metropolitan HUD areas

HUD areaRowsStudio1 bed2 beds3 beds4 beds
Asheville, NC MSA3$1,482$1,714$1,866$2,223$3,109
Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area4$1,574$1,640$1,785$2,179$2,773
Durham-Chapel Hill, NC HUD Metro FMR Area3$1,498$1,554$1,745$2,161$2,486
Wilmington, NC HUD Metro FMR Area1$1,187$1,566$1,705$2,238$2,241
Raleigh-Cary, NC MSA3$1,489$1,552$1,689$2,103$2,823
Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area1$1,470$1,488$1,667$2,298$2,710
Gates County, NC HUD Metro FMR Area1$1,468$1,489$1,665$2,291$2,708
Brunswick County, NC HUD Metro FMR Area1$1,388$1,446$1,574$2,062$2,407
Fayetteville, NC HUD Metro FMR Area1$1,302$1,334$1,476$1,937$2,380
Iredell County, NC HUD Metro FMR Area1$1,260$1,313$1,429$1,897$2,389
Camden County, NC HUD Metro FMR Area1$1,203$1,220$1,364$1,889$2,280
Burlington, NC MSA1$1,076$1,238$1,348$1,658$2,088
Winston-Salem, NC HUD Metro FMR Area4$1,079$1,224$1,332$1,754$2,135
Jacksonville, NC MSA1$1,067$1,073$1,319$1,826$2,205
Greensboro-High Point, NC HUD Metro FMR Area2$1,121$1,168$1,271$1,644$1,932
Rowan County, NC HUD Metro FMR Area1$992$1,012$1,262$1,604$2,109
Goldsboro, NC MSA1$958$964$1,261$1,516$2,001
Pinehurst-Southern Pines, NC MSA1$1,042$1,116$1,223$1,701$2,051
Pender County, NC HUD Metro FMR Area1$915$1,101$1,199$1,660$2,004
Greenville, NC MSA1$961$967$1,167$1,518$1,909
Rocky Mount, NC MSA2$967$972$1,167$1,567$1,787
Hoke County, NC HUD Metro FMR Area1$898$903$1,150$1,592$1,922
Hickory-Lenoir-Morganton, NC MSA4$961$965$1,147$1,399$1,707
Anson County, NC HUD Metro FMR Area1$889$895$1,143$1,362$1,718
Lincoln County, NC HUD Metro FMR Area1$1,003$1,045$1,138$1,576$1,902
Davidson County, NC HUD Metro FMR Area1$959$999$1,087$1,505$1,817
Person County, NC HUD Metro FMR Area1$800$805$1,012$1,401$1,460
Rockingham County, NC HUD Metro FMR Area1$705$774$1,012$1,236$1,554

The other 55 North Carolina rows use 55 nonmetropolitan references, with two-bedroom amounts from $1,012 to $1,510; $1,012 applies to 33 of them.

100 location rows

Monthly HUD FY2027 FMRs, dollars; studio through four bedrooms
Location / HUD areaStudio1 bed2 beds3 beds4 beds
Alamance County Burlington, NC MSA$1,076$1,238$1,348$1,658$2,088
Alexander County Hickory-Lenoir-Morganton, NC MSA$961$965$1,147$1,399$1,707
Alleghany County Alleghany County, NC$796$801$1,048$1,249$1,585
Anson County Anson County, NC HUD Metro FMR Area$889$895$1,143$1,362$1,718
Ashe County Ashe County, NC$769$774$1,012$1,325$1,330
Avery County Avery County, NC$769$774$1,012$1,346$1,531
Beaufort County Beaufort County, NC$795$800$1,012$1,320$1,552
Bertie County Bertie County, NC$821$826$1,081$1,288$1,432
Bladen County Bladen County, NC$769$774$1,012$1,392$1,397
Brunswick County Brunswick County, NC HUD Metro FMR Area$1,388$1,446$1,574$2,062$2,407
Buncombe County Asheville, NC MSA$1,482$1,714$1,866$2,223$3,109
Burke County Hickory-Lenoir-Morganton, NC MSA$961$965$1,147$1,399$1,707
Cabarrus County Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area$1,574$1,640$1,785$2,179$2,773
Caldwell County Hickory-Lenoir-Morganton, NC MSA$961$965$1,147$1,399$1,707
Camden County Camden County, NC HUD Metro FMR Area$1,203$1,220$1,364$1,889$2,280
Carteret County Carteret County, NC$970$976$1,277$1,607$2,132
Caswell County Caswell County, NC$771$776$1,012$1,316$1,531
Catawba County Hickory-Lenoir-Morganton, NC MSA$961$965$1,147$1,399$1,707
Chatham County Durham-Chapel Hill, NC HUD Metro FMR Area$1,498$1,554$1,745$2,161$2,486
Cherokee County Cherokee County, NC$705$817$1,012$1,343$1,585
Chowan County Chowan County, NC$1,011$1,017$1,331$1,586$1,749
Clay County Clay County, NC$928$999$1,087$1,505$1,644
Cleveland County Cleveland County, NC$854$859$1,014$1,404$1,424
Columbus County Columbus County, NC$858$863$1,012$1,206$1,330
Craven County Craven County, NC$946$952$1,246$1,644$1,985
Cumberland County Fayetteville, NC HUD Metro FMR Area$1,302$1,334$1,476$1,937$2,380
Currituck County Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area$1,470$1,488$1,667$2,298$2,710
Dare County Dare County, NC$1,194$1,387$1,510$1,918$2,001
Davidson County Davidson County, NC HUD Metro FMR Area$959$999$1,087$1,505$1,817
Davie County Winston-Salem, NC HUD Metro FMR Area$1,079$1,224$1,332$1,754$2,135
Duplin County Duplin County, NC$778$784$1,025$1,221$1,418
Durham County Durham-Chapel Hill, NC HUD Metro FMR Area$1,498$1,554$1,745$2,161$2,486
Edgecombe County Rocky Mount, NC MSA$967$972$1,167$1,567$1,787
Forsyth County Winston-Salem, NC HUD Metro FMR Area$1,079$1,224$1,332$1,754$2,135
Franklin County Raleigh-Cary, NC MSA$1,489$1,552$1,689$2,103$2,823
Gaston County Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area$1,574$1,640$1,785$2,179$2,773
Gates County Gates County, NC HUD Metro FMR Area$1,468$1,489$1,665$2,291$2,708
Graham County Graham County, NC$864$915$1,012$1,356$1,531
Granville County Granville County, NC$1,036$1,114$1,213$1,465$1,835
Greene County Greene County, NC$864$899$1,012$1,265$1,531
Guilford County Greensboro-High Point, NC HUD Metro FMR Area$1,121$1,168$1,271$1,644$1,932
Halifax County Halifax County, NC$782$787$1,012$1,375$1,583
Harnett County Harnett County, NC$891$896$1,051$1,455$1,757
Haywood County Haywood County, NC$1,008$1,113$1,250$1,489$2,089
Henderson County Asheville, NC MSA$1,482$1,714$1,866$2,223$3,109
Hertford County Hertford County, NC$705$774$1,012$1,401$1,402
Hoke County Hoke County, NC HUD Metro FMR Area$898$903$1,150$1,592$1,922
Hyde County Hyde County, NC$811$817$1,012$1,291$1,531
Iredell County Iredell County, NC HUD Metro FMR Area$1,260$1,313$1,429$1,897$2,389
Jackson County Jackson County, NC$916$954$1,039$1,360$1,366
Johnston County Raleigh-Cary, NC MSA$1,489$1,552$1,689$2,103$2,823
Jones County Jones County, NC$811$817$1,012$1,219$1,692
Lee County Lee County, NC$906$912$1,179$1,405$1,805
Lenoir County Lenoir County, NC$783$788$1,012$1,273$1,508
Lincoln County Lincoln County, NC HUD Metro FMR Area$1,003$1,045$1,138$1,576$1,902
Macon County Macon County, NC$707$851$1,015$1,236$1,335
Madison County Asheville, NC MSA$1,482$1,714$1,866$2,223$3,109
Martin County Martin County, NC$769$774$1,012$1,325$1,330
McDowell County McDowell County, NC$864$910$1,012$1,289$1,330
Mecklenburg County Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area$1,574$1,640$1,785$2,179$2,773
Mitchell County Mitchell County, NC$769$774$1,012$1,206$1,330
Montgomery County Montgomery County, NC$825$830$1,012$1,325$1,675
Moore County Pinehurst-Southern Pines, NC MSA$1,042$1,116$1,223$1,701$2,051
Nash County Rocky Mount, NC MSA$967$972$1,167$1,567$1,787
New Hanover County Wilmington, NC HUD Metro FMR Area$1,187$1,566$1,705$2,238$2,241
Northampton County Northampton County, NC$811$817$1,012$1,206$1,346
Onslow County Jacksonville, NC MSA$1,067$1,073$1,319$1,826$2,205
Orange County Durham-Chapel Hill, NC HUD Metro FMR Area$1,498$1,554$1,745$2,161$2,486
Pamlico County Pamlico County, NC$872$878$1,088$1,309$1,646
Pasquotank County Pasquotank County, NC$957$963$1,220$1,689$1,988
Pender County Pender County, NC HUD Metro FMR Area$915$1,101$1,199$1,660$2,004
Perquimans County Perquimans County, NC$790$795$1,040$1,440$1,539
Person County Person County, NC HUD Metro FMR Area$800$805$1,012$1,401$1,460
Pitt County Greenville, NC MSA$961$967$1,167$1,518$1,909
Polk County Polk County, NC$757$885$1,012$1,401$1,692
Randolph County Greensboro-High Point, NC HUD Metro FMR Area$1,121$1,168$1,271$1,644$1,932
Richmond County Richmond County, NC$757$786$1,012$1,352$1,531
Robeson County Robeson County, NC$807$813$1,012$1,292$1,515
Rockingham County Rockingham County, NC HUD Metro FMR Area$705$774$1,012$1,236$1,554
Rowan County Rowan County, NC HUD Metro FMR Area$992$1,012$1,262$1,604$2,109
Rutherford County Rutherford County, NC$861$866$1,012$1,354$1,374
Sampson County Sampson County, NC$761$842$1,012$1,206$1,398
Scotland County Scotland County, NC$769$774$1,012$1,324$1,330
Stanly County Stanly County, NC$769$774$1,012$1,388$1,447
Stokes County Winston-Salem, NC HUD Metro FMR Area$1,079$1,224$1,332$1,754$2,135
Surry County Surry County, NC$769$774$1,012$1,206$1,370
Swain County Swain County, NC$892$906$1,012$1,292$1,531
Transylvania County Transylvania County, NC$1,111$1,118$1,386$1,781$2,097
Tyrrell County Tyrrell County, NC$811$817$1,012$1,401$1,531
Union County Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area$1,574$1,640$1,785$2,179$2,773
Vance County Vance County, NC$769$774$1,012$1,261$1,333
Wake County Raleigh-Cary, NC MSA$1,489$1,552$1,689$2,103$2,823
Warren County Warren County, NC$769$774$1,012$1,260$1,378
Washington County Washington County, NC$811$817$1,012$1,401$1,691
Watauga County Watauga County, NC$916$1,124$1,311$1,737$2,191
Wayne County Goldsboro, NC MSA$958$964$1,261$1,516$2,001
Wilkes County Wilkes County, NC$864$875$1,012$1,357$1,554
Wilson County Wilson County, NC$843$849$1,069$1,356$1,658
Yadkin County Winston-Salem, NC HUD Metro FMR Area$1,079$1,224$1,332$1,754$2,135
Yancey County Yancey County, NC$797$803$1,050$1,352$1,380

Source: HUD FY2027 county and town workbook, effective October 1, 2026 (notice); scope and dates. Section 8 fair market rents by ZIP code.

North Carolina housing agency directory

The HUD North Carolina contact report lists 123 agencies; these 66 run Section 8 or combined programs.

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