TN · Housing Choice Voucher
Tennessee Section 8 rent calculator
29,950 Tennessee households rented with a tenant-based voucher at the end of 2025; Memphis Housing Authority ran 7,408. The average household paid $406 a month toward rent and utilities.
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- Total assistance
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- Utility reimbursement
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- Above the payment standard
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Who runs vouchers in Tennessee
Memphis Housing Authority is the largest voucher agency in Tennessee, ahead of Metropolitan Development & Housing Agency (5,539 households) and 21 smaller agencies.
Waits before admission averaged 2 months at Franklin Housing Authority and 50 at Jackson Housing Authority.
Average family payments ran from $332 at Dayton Housing Authority to $491 at Murfreesboro Housing Authority.
- Households
- 29,950
- Avg. family payment
- $406
- Avg. yearly income
- $16,059
- Avg. wait
- 18 months
- 2-bed / 3+ bed units
- 38% / 44%
| Agency | Households | Avg. family payment | Avg. wait |
|---|---|---|---|
| Memphis Housing Authority TN001 | 7,408 | $361 | 16 mo |
| Metropolitan Development & Housing Agency TN005 | 5,539 | $442 | 17 mo |
| Tennessee Housing Development Agency TN903 | 5,037 | $433 | 17 mo |
| Chattanooga Housing Authority TN004 | 2,764 | $392 | 25 mo |
| Knoxville's Community Development Corp. TN003 | 2,025 | $410 | 15 mo |
| Jackson Housing Authority TN007 | 1,074 | $448 | 50 mo |
| Kingsport Housing and Redevelopment Authority TN006 | 898 | $363 | 14 mo |
| Murfreesboro Housing Authority TN020 | 841 | $491 | 22 mo |
| Johnson City Housing Authority TN002 | 641 | $395 | 4 mo |
| East Tennessee Human Resource Agency TN113 | 516 | $371 | 25 mo |
| Tennessee Valley Housing Services TN038 | 364 | $391 | 8 mo |
| Crossville Housing Authority TN042 | 332 | $388 | 44 mo |
Source: HUD Picture of Subsidized Households 2025; field notes.
FY2027 rent references for Tennessee
HUD’s county workbook contains 95 location rows across 72 FMR areas in Tennessee. The two-bedroom references range from $995 in Benton County (Benton County, TN) to $1,798 in Wilson County (Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area). These are area references including utilities, not a statewide voucher amount.
Tennessee metropolitan HUD areas
| HUD area | Rows | Studio | 1 bed | 2 beds | 3 beds | 4 beds |
|---|---|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | 10 | $1,585 | $1,650 | $1,798 | $2,309 | $2,799 |
| Knoxville, TN HUD Metro FMR Area | 5 | $1,171 | $1,178 | $1,475 | $1,844 | $2,122 |
| Maury County, TN HUD Metro FMR Area | 1 | $1,300 | $1,330 | $1,474 | $1,877 | $2,273 |
| Jackson, TN HUD Metro FMR Area | 2 | $957 | $1,051 | $1,375 | $1,730 | $1,898 |
| Chattanooga, TN-GA MSA | 3 | $1,181 | $1,231 | $1,340 | $1,657 | $1,761 |
| Clarksville, TN-KY HUD Metro FMR Area | 1 | $1,061 | $1,068 | $1,307 | $1,786 | $2,185 |
| Memphis, TN-MS-AR HUD Metro FMR Area | 3 | $1,095 | $1,191 | $1,301 | $1,717 | $1,981 |
| Cleveland, TN MSA | 2 | $884 | $971 | $1,270 | $1,593 | $1,669 |
| Johnson City, TN MSA | 3 | $942 | $948 | $1,211 | $1,461 | $1,609 |
| Morristown, TN HUD Metro FMR Area | 2 | $906 | $912 | $1,153 | $1,405 | $1,838 |
| Smith County, TN HUD Metro FMR Area | 1 | $870 | $876 | $1,146 | $1,407 | $1,506 |
| Crockett County, TN HUD Metro FMR Area | 1 | $761 | $843 | $1,093 | $1,441 | $1,589 |
| Kingsport-Bristol, TN-VA MSA | 2 | $760 | $845 | $1,091 | $1,375 | $1,465 |
| Roane County, TN HUD Metro FMR Area | 1 | $857 | $862 | $1,048 | $1,395 | $1,649 |
| Hickman County, TN HUD Metro FMR Area | 1 | $781 | $786 | $1,028 | $1,312 | $1,669 |
| Campbell County, TN HUD Metro FMR Area | 1 | $756 | $761 | $995 | $1,303 | $1,308 |
| Gibson County, TN HUD Metro FMR Area | 1 | $693 | $761 | $995 | $1,378 | $1,573 |
| Grainger County, TN HUD Metro FMR Area | 1 | $756 | $761 | $995 | $1,378 | $1,407 |
| Macon County, TN HUD Metro FMR Area | 1 | $877 | $914 | $995 | $1,319 | $1,537 |
| Morgan County, TN HUD Metro FMR Area | 1 | $756 | $761 | $995 | $1,378 | $1,401 |
| Stewart County, TN HUD Metro FMR Area | 1 | $693 | $812 | $995 | $1,378 | $1,663 |
The other 51 Tennessee rows use 51 nonmetropolitan references, with two-bedroom amounts from $995 to $1,213; $995 applies to 34 of them.
95 location rows
| Location / HUD area | Studio | 1 bed | 2 beds | 3 beds | 4 beds |
|---|---|---|---|---|---|
| Anderson County Knoxville, TN HUD Metro FMR Area | $1,171 | $1,178 | $1,475 | $1,844 | $2,122 |
| Bedford County Bedford County, TN | $850 | $1,022 | $1,112 | $1,540 | $1,859 |
| Benton County Benton County, TN | $761 | $775 | $995 | $1,378 | $1,401 |
| Bledsoe County Bledsoe County, TN | $825 | $830 | $1,086 | $1,294 | $1,489 |
| Blount County Knoxville, TN HUD Metro FMR Area | $1,171 | $1,178 | $1,475 | $1,844 | $2,122 |
| Bradley County Cleveland, TN MSA | $884 | $971 | $1,270 | $1,593 | $1,669 |
| Campbell County Campbell County, TN HUD Metro FMR Area | $756 | $761 | $995 | $1,303 | $1,308 |
| Cannon County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $1,585 | $1,650 | $1,798 | $2,309 | $2,799 |
| Carroll County Carroll County, TN | $761 | $788 | $995 | $1,234 | $1,556 |
| Carter County Johnson City, TN MSA | $942 | $948 | $1,211 | $1,461 | $1,609 |
| Cheatham County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $1,585 | $1,650 | $1,798 | $2,309 | $2,799 |
| Chester County Jackson, TN HUD Metro FMR Area | $957 | $1,051 | $1,375 | $1,730 | $1,898 |
| Claiborne County Claiborne County, TN | $761 | $914 | $995 | $1,239 | $1,391 |
| Clay County Clay County, TN | $756 | $761 | $995 | $1,360 | $1,365 |
| Cocke County Cocke County, TN | $761 | $914 | $995 | $1,322 | $1,406 |
| Coffee County Coffee County, TN | $873 | $928 | $1,088 | $1,453 | $1,459 |
| Crockett County Crockett County, TN HUD Metro FMR Area | $761 | $843 | $1,093 | $1,441 | $1,589 |
| Cumberland County Cumberland County, TN | $789 | $794 | $1,039 | $1,410 | $1,425 |
| Davidson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $1,585 | $1,650 | $1,798 | $2,309 | $2,799 |
| DeKalb County DeKalb County, TN | $772 | $777 | $1,016 | $1,299 | $1,698 |
| Decatur County Decatur County, TN | $761 | $850 | $995 | $1,353 | $1,365 |
| Dickson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $1,585 | $1,650 | $1,798 | $2,309 | $2,799 |
| Dyer County Dyer County, TN | $760 | $867 | $995 | $1,303 | $1,308 |
| Fayette County Memphis, TN-MS-AR HUD Metro FMR Area | $1,095 | $1,191 | $1,301 | $1,717 | $1,981 |
| Fentress County Fentress County, TN | $756 | $761 | $995 | $1,186 | $1,388 |
| Franklin County Franklin County, TN | $805 | $810 | $1,060 | $1,403 | $1,772 |
| Gibson County Gibson County, TN HUD Metro FMR Area | $693 | $761 | $995 | $1,378 | $1,573 |
| Giles County Giles County, TN | $839 | $845 | $1,105 | $1,317 | $1,515 |
| Grainger County Grainger County, TN HUD Metro FMR Area | $756 | $761 | $995 | $1,378 | $1,407 |
| Greene County Greene County, TN | $693 | $789 | $995 | $1,268 | $1,365 |
| Grundy County Grundy County, TN | $761 | $797 | $995 | $1,232 | $1,365 |
| Hamblen County Morristown, TN HUD Metro FMR Area | $906 | $912 | $1,153 | $1,405 | $1,838 |
| Hamilton County Chattanooga, TN-GA MSA | $1,181 | $1,231 | $1,340 | $1,657 | $1,761 |
| Hancock County Hancock County, TN | $761 | $837 | $995 | $1,186 | $1,365 |
| Hardeman County Hardeman County, TN | $761 | $803 | $995 | $1,342 | $1,380 |
| Hardin County Hardin County, TN | $756 | $761 | $995 | $1,249 | $1,308 |
| Hawkins County Kingsport-Bristol, TN-VA MSA | $760 | $845 | $1,091 | $1,375 | $1,465 |
| Haywood County Haywood County, TN | $756 | $761 | $995 | $1,345 | $1,517 |
| Henderson County Henderson County, TN | $761 | $914 | $995 | $1,248 | $1,365 |
| Henry County Henry County, TN | $704 | $773 | $1,011 | $1,205 | $1,690 |
| Hickman County Hickman County, TN HUD Metro FMR Area | $781 | $786 | $1,028 | $1,312 | $1,669 |
| Houston County Houston County, TN | $761 | $787 | $995 | $1,363 | $1,636 |
| Humphreys County Humphreys County, TN | $807 | $852 | $1,055 | $1,257 | $1,447 |
| Jackson County Jackson County, TN | $756 | $761 | $995 | $1,360 | $1,365 |
| Jefferson County Morristown, TN HUD Metro FMR Area | $906 | $912 | $1,153 | $1,405 | $1,838 |
| Johnson County Johnson County, TN | $761 | $914 | $995 | $1,333 | $1,365 |
| Knox County Knoxville, TN HUD Metro FMR Area | $1,171 | $1,178 | $1,475 | $1,844 | $2,122 |
| Lake County Lake County, TN | $756 | $761 | $995 | $1,244 | $1,663 |
| Lauderdale County Lauderdale County, TN | $756 | $761 | $995 | $1,294 | $1,533 |
| Lawrence County Lawrence County, TN | $766 | $771 | $1,008 | $1,201 | $1,347 |
| Lewis County Lewis County, TN | $761 | $914 | $995 | $1,378 | $1,663 |
| Lincoln County Lincoln County, TN | $761 | $882 | $995 | $1,363 | $1,528 |
| Loudon County Knoxville, TN HUD Metro FMR Area | $1,171 | $1,178 | $1,475 | $1,844 | $2,122 |
| Macon County Macon County, TN HUD Metro FMR Area | $877 | $914 | $995 | $1,319 | $1,537 |
| Madison County Jackson, TN HUD Metro FMR Area | $957 | $1,051 | $1,375 | $1,730 | $1,898 |
| Marion County Chattanooga, TN-GA MSA | $1,181 | $1,231 | $1,340 | $1,657 | $1,761 |
| Marshall County Marshall County, TN | $840 | $845 | $1,106 | $1,467 | $1,473 |
| Maury County Maury County, TN HUD Metro FMR Area | $1,300 | $1,330 | $1,474 | $1,877 | $2,273 |
| McMinn County McMinn County, TN | $761 | $914 | $995 | $1,214 | $1,308 |
| McNairy County McNairy County, TN | $761 | $803 | $995 | $1,378 | $1,436 |
| Meigs County Meigs County, TN | $794 | $799 | $1,045 | $1,254 | $1,433 |
| Monroe County Monroe County, TN | $769 | $862 | $995 | $1,303 | $1,308 |
| Montgomery County Clarksville, TN-KY HUD Metro FMR Area | $1,061 | $1,068 | $1,307 | $1,786 | $2,185 |
| Moore County Moore County, TN | $761 | $803 | $995 | $1,360 | $1,365 |
| Morgan County Morgan County, TN HUD Metro FMR Area | $756 | $761 | $995 | $1,378 | $1,401 |
| Obion County Obion County, TN | $756 | $761 | $995 | $1,255 | $1,308 |
| Overton County Overton County, TN | $761 | $803 | $995 | $1,226 | $1,425 |
| Perry County Perry County, TN | $761 | $914 | $995 | $1,186 | $1,663 |
| Pickett County Pickett County, TN | $761 | $765 | $995 | $1,186 | $1,365 |
| Polk County Cleveland, TN MSA | $884 | $971 | $1,270 | $1,593 | $1,669 |
| Putnam County Putnam County, TN | $799 | $887 | $1,102 | $1,502 | $1,564 |
| Rhea County Rhea County, TN | $804 | $810 | $1,059 | $1,272 | $1,392 |
| Roane County Roane County, TN HUD Metro FMR Area | $857 | $862 | $1,048 | $1,395 | $1,649 |
| Robertson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $1,585 | $1,650 | $1,798 | $2,309 | $2,799 |
| Rutherford County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $1,585 | $1,650 | $1,798 | $2,309 | $2,799 |
| Scott County Scott County, TN | $761 | $823 | $995 | $1,230 | $1,663 |
| Sequatchie County Chattanooga, TN-GA MSA | $1,181 | $1,231 | $1,340 | $1,657 | $1,761 |
| Sevier County Sevier County, TN | $1,032 | $1,038 | $1,213 | $1,569 | $1,594 |
| Shelby County Memphis, TN-MS-AR HUD Metro FMR Area | $1,095 | $1,191 | $1,301 | $1,717 | $1,981 |
| Smith County Smith County, TN HUD Metro FMR Area | $870 | $876 | $1,146 | $1,407 | $1,506 |
| Stewart County Stewart County, TN HUD Metro FMR Area | $693 | $812 | $995 | $1,378 | $1,663 |
| Sullivan County Kingsport-Bristol, TN-VA MSA | $760 | $845 | $1,091 | $1,375 | $1,465 |
| Sumner County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $1,585 | $1,650 | $1,798 | $2,309 | $2,799 |
| Tipton County Memphis, TN-MS-AR HUD Metro FMR Area | $1,095 | $1,191 | $1,301 | $1,717 | $1,981 |
| Trousdale County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $1,585 | $1,650 | $1,798 | $2,309 | $2,799 |
| Unicoi County Johnson City, TN MSA | $942 | $948 | $1,211 | $1,461 | $1,609 |
| Union County Knoxville, TN HUD Metro FMR Area | $1,171 | $1,178 | $1,475 | $1,844 | $2,122 |
| Van Buren County Van Buren County, TN | $756 | $761 | $995 | $1,195 | $1,365 |
| Warren County Warren County, TN | $798 | $803 | $1,051 | $1,252 | $1,381 |
| Washington County Johnson City, TN MSA | $942 | $948 | $1,211 | $1,461 | $1,609 |
| Wayne County Wayne County, TN | $756 | $761 | $995 | $1,186 | $1,365 |
| Weakley County Weakley County, TN | $756 | $761 | $995 | $1,190 | $1,663 |
| White County White County, TN | $775 | $780 | $1,021 | $1,321 | $1,707 |
| Williamson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $1,585 | $1,650 | $1,798 | $2,309 | $2,799 |
| Wilson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area | $1,585 | $1,650 | $1,798 | $2,309 | $2,799 |
Source: HUD FY2027 county and town workbook, effective October 1, 2026 (notice); scope and dates. Section 8 fair market rents by ZIP code.
Tennessee housing agency directory
The HUD Tennessee contact report lists 85 agencies; these 25 run Section 8 or combined programs.
- Bristol HousingTN066 · Combined
- Brownsville Housing AuthorityTN013 · Combined
- Chattanooga Housing AuthorityTN004 · Combined
- Cleveland Housing AuthorityTN054 · Combined
- Crossville Housing AuthorityTN042 · Combined
- Dayton Housing AuthorityTN062 · Combined
- Dickson Housing AuthorityTN079 · Combined
- Southeast Tennessee Human Resource AgencyTN117 · Section 8
- Elizabethton Housing and Development AgencyTN076 · Combined
- Etowah Housing AuthorityTN026 · Combined
- Franklin Housing AuthorityTN035 · Combined
- Jackson Housing AuthorityTN007 · Combined
- Johnson City Housing AuthorityTN002 · Combined
- Kingsport Housing and Redevelopment AuthorityTN006 · Combined
- East Tennessee Human Resource AgencyTN113 · Section 8
- Knoxville's Community Development Corp.TN003 · Combined
- LaFollette Housing AuthorityTN012 · Combined
- Maryville Housing AuthorityTN065 · Combined
- Memphis Housing AuthorityTN001 · Combined
- Tennessee Valley Housing ServicesTN038 · Combined
- Murfreesboro Housing AuthorityTN020 · Combined
- Tennessee Housing Development AgencyTN903 · Section 8
- Metropolitan Development & Housing AgencyTN005 · Combined
- Oak Ridge Housing AuthorityTN088 · Combined
- Tullahoma Housing AuthorityTN024 · Combined
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